HRA Calculator

Estimate HRA exemption under Section 10(13A) style rules for metro and non-metro.

—HRA exempt
—Taxable HRA

Per Section 10(13A), HRA exemption = least of: (1) actual HRA received, (2) rent paid minus 10% of salary, (3) 50% (metro) or 40% (non-metro) of salary. Applies to the old tax regime.

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How to use HRA Calculator

Three quick steps — no sign-up needed

  1. Step 1

    Enter salary, HRA, and rent

    Add annual basic+DA, HRA received, and rent paid (₹).

  2. Step 2

    Choose city type

    Select Metro (50%) or Non-metro (40%) as applicable.

  3. Step 3

    Read the lowest of three tests

    Exemption is limited by the statutory comparisons shown on the result.

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About HRA Calculator

HRA Calculator estimates House Rent Allowance exemption using the common three-way comparison under Section 10(13A) style rules. Salaried users in India searching "HRA calculator", "HRA exemption", or "Section 10(13A)" need a structured estimate for tax planning.

Enter annual basic+DA, HRA received, annual rent paid, and metro vs non-metro. Exemption is the lowest of the prescribed computations - the tool surfaces those comparisons.

Tax law and finance-act updates can change treatment. Keep rent receipts and landlord PAN where required. This calculator is educational and not a substitute for a CA or official tax filing software.

Benefits of HRA Calculator

Metro and non-metro factors 50% / 40% style tests.
Three-way exemption logic Matches common HRA teaching examples.
Annual input flow Aligns with tax computation worksheets.
Faster planning Estimate before year-end proofs.

Frequently asked questions

What are metro cities for HRA?

Traditionally major metros as defined for HRA - confirm current definitions for your filing year.

Do I need landlord PAN?

Rules can require PAN above rent thresholds - follow current compliance guidance.

What if I own a house elsewhere?

HRA conditions depend on actual rent paid for the residence you occupy - specialist advice may be needed.

Is this the final tax department figure?

No - official computation belongs in your return with complete Form 16 data.

New vs old tax regime?

HRA exemption is relevant when claiming it under the regime rules that allow it - check the regime you opt for.