Salary Calculator

Break annual CTC into in-hand style estimates with PF and tax inputs.

—In-hand / month
—In-hand / year
—Total PF / year

A simplified take-home estimate: CTC minus employer+employee PF, gratuity and tax. Your actual payslip depends on your company's exact salary structure and allowances.

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How to use Salary Calculator

Three quick steps — no sign-up needed

  1. Step 1

    Enter annual CTC and bonus

    Add CTC (₹) and bonus amount included in CTC if any.

  2. Step 2

    Set PF and basic percentages

    Adjust employee PF % of basic and basic % of CTC as per your structure.

  3. Step 3

    Add annual tax and read in-hand

    Enter estimated annual tax for a closer take-home sketch.

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About Salary Calculator

Salary Calculator sketches an in-hand style view from annual CTC, bonus included in CTC, PF percentage, basic percentage, and annual tax. Job seekers searching "CTC to in-hand", "take home salary calculator", or "CTC breakup" want a realistic monthly picture beyond the headline package.

Enter CTC (₹), bonus, employee PF % of basic, basic % of CTC, and annual income tax (₹). Actual structures include gratuity, variable pay timing, professional tax, and employer PF - offers differ by company.

Use the result to compare offers, then confirm the exact salary structure in the offer letter. Educational estimate - not payroll or tax filing output.

Benefits of Salary Calculator

CTC to take-home sketch See beyond gross package marketing.
PF and basic controls Match common Indian payroll patterns.
Tax input for realism Approximate deductions more closely.
Offer comparison aid Compare two CTCs more fairly.

Frequently asked questions

Why is in-hand much lower than CTC?

PF, tax, and non-monthly components reduce monthly cash.

Is employer PF in CTC?

Often yes - it counts in CTC but is not take-home cash.

Does this match every company payroll?

No - structures vary; use offer annexures as truth.

Should I enter monthly or annual tax?

The form asks for annual income tax as labelled.

Is this a salary slip generator?

No - a planning calculator only.