Post Office MIS Calculator

Estimate Post Office Monthly Income Scheme interest from investment and rate.

—Monthly income
—Yearly income
—Income over 5 yrs

POMIS: a 5-year scheme paying fixed monthly interest, principal returned at maturity. Limits: ₹9 lakh single / ₹15 lakh joint. Rate is revised quarterly by the government.

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How to use Post Office MIS Calculator

Three quick steps — no sign-up needed

  1. Step 1

    Enter investment amount

    Add how much you plan to invest in ₹.

  2. Step 2

    Enter interest rate

    Use the applicable % p.a. for MIS.

  3. Step 3

    Read monthly income style output

    See estimated interest based on the rate and principal.

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About Post Office MIS Calculator

Post Office MIS Calculator estimates Monthly Income Scheme interest from investment amount and the annual rate. Savers searching "Post Office MIS calculator", "POMIS interest", or "monthly income scheme" want a quick payout style projection.

Enter investment (₹) and rate (% p.a.). Official scheme rules set tenure, deposit caps, and payout timing - confirm current India Post circulars before investing.

Interest rates on small savings schemes are reviewed periodically. Calculator results are illustrative, not a post office receipt or guaranteed quote beyond the rate you enter.

Benefits of Post Office MIS Calculator

Simple MIS maths Principal and rate to interest.
Income planning aid Estimate monthly-style interest.
Rate scenario testing Compare announced rates quickly.
Senior saver friendly Clear inputs without jargon overload.

Frequently asked questions

Is MIS interest paid monthly?

MIS is designed around monthly income style payouts - confirm current scheme mechanics with India Post.

Are there deposit limits?

Yes - scheme rules cap investments; check official limits.

Does the calculator include TDS?

It focuses on gross interest maths - tax treatment can apply.

Can rates change after I invest?

Small savings rates are set by notifications; existing deposits follow applicable rules.

Is this an official Post Office tool?

No - educational calculation only.